Subotiz Accounts is a global treasury platform designed for cross-border e-commerce, SaaS, AI-native, and global businesses. It consolidates cross-border collections, foreign exchange, global payouts, and corporate spending into a single dashboard—eliminating the need to manage multiple overseas bank accounts or third-party platforms.
Core Features
Subotiz Accounts covers every stage of cross-border fund management. The following features are available based on your business needs.
Global Accounts & Cross-Border Collections
- Multi-currency collections: Open global collection accounts in the currencies your business operates in, and receive settlement funds directly from major e-commerce platforms, payment service providers, developer platforms, and other channels.
- Real-time tracking: View collection records, monitor Incoming, review progress, and settlement results from a single dashboard.
Foreign Exchange & CNY Settlement
- Cross-currency conversion: Convert account balances into other major currencies for global payments or retain them in your account.
- CNY settlement: Convert compliant overseas income into CNY and remit funds to a domestic Chinese bank account.
Global Payouts & Corporate Spending
- International and local payments: Use account balances to pay global suppliers, partners, ad platforms, or overseas employees via local clearing networks or SWIFT transfers.
- Corporate virtual cards: Create and manage multiple corporate virtual cards for overseas ad spend, SaaS subscriptions, and online procurement. Set spending limits and budgets for each card.
Common Use Cases
Subotiz Accounts supports the following cross-border business scenarios.
- E-commerce and platform settlement: Receive periodic settlement funds from overseas e-commerce platforms or payment gateways.
- Global supply chain payments: Convert to the required currency and pay overseas manufacturers, logistics providers, or service vendors.
- Overseas marketing and tool subscriptions: Assign virtual cards to individual teams to cover ad spend and software subscriptions.
- Cross-border fund repatriation: Convert overseas income into CNY through compliant channels and transfer funds back onshore.
Security & Compliance
- Global regulatory compliance: Operations adhere to local financial regulatory requirements, backed by relevant payment licenses or partnerships with licensed financial institutions.
- Fund segregation: Merchant funds are held in segregated accounts at compliant banks, fully separated from Subotiz's own operating funds.
- Risk control and data security: All data transmission uses SSL/TLS encryption, supported by AML and fraud prevention controls.
Getting Started
Complete the account application and identity verification before using Subotiz Accounts. Once approved, read the Help Center articles in the following order.
- Account Application: Complete the account application and identity verification.
- Global Accounts: Learn how to open and manage a Global Account.
- Collections: View collection records and track Incoming status.
- Foreign Exchange: Learn how to convert funds between currencies.
- Global Payouts: Learn how to send payments to recipients worldwide.
- CNY Settlement: Learn how to convert overseas funds into CNY.
- Virtual Cards: Create and manage corporate virtual cards.
Once approved, you can access Global Accounts, cross-border collections, foreign exchange, global payouts, CNY settlement, and virtual cards from a single dashboard.