Payment | Understanding Payment Mode

Overview

• Multi-channel support: Shared payment network with Checkout (cards, Google/Apple Pay).
• Seamless embedding: Fully custom UI with no Subotiz branding.

How it works

• API：
  When customers need to pay, you can first collect their payment information in a way that you can fully customize the front-end page or forms by your own development team, then create a trade order through the Subotiz API to help initiate a payment process. However, under the API integration method, Subotiz supports only one payment method — credit and debit cards.
  For detailed flow introduction, please visit: Payment | Understanding Payment Flow With Subotiz API.
   
  With such a limited payment capability, we do not recommend integrating the Payment mode through API. If you still have demands on that, please contact developer@subotiz.com for integration assistance.

• SDK：
  The embedded payment works by embedding a JavaScript Subotiz.js file into your website or app. Upon loading, the script automatically initializes to detect clicks on your Client. Subotiz provides a low-code integration scheme to help you create a customizable payment page or forms, as shown below (Red section) within your website or app's framework, making for a seamless checkout experience for customers.
   
  It will collect customer contact information with a contact form and also only handles the payment process without product/subscription management, and customers are not only presented with the card payment form, but also options to pay with PayPal, Apple Pay, and Google Pay.
   
  Demo of embedding a complete page
   
  Demo of embedding partial components
  

Customer journey

1. Initiating a payment
   When customers browse digital products and services on your website or app, after double-checking what they added to the cart on your platform, they will click buttons, such as "Pay now/Buy now/Apply/or Subscribe now", to initiate a payment.
    
2. Entering payment process
   After that, a complete checkout page or partial payment forms will be opened within the same framework of your website or app. They will no longer display order details, but still request customers' emails. Meanwhile, the payment form is also displayed, including the card payment form and other payment methods Subotiz supports, such as Google Pay, Apple Pay, and PayPal.
    
   Demo of embedding a complete page
    
   Demo of embedding partial components
   

3. Payment completed
   Subotiz securely sends the request to the corresponding payment providers for authorization processing and ensures the best possible chance of success. Customers will enter a success workflow that you can build within your framework or be redirected to a success page (return_url) you passed when creating the session.
    
4. Order created
   Upon successful payment with Subotiz, the corresponding order/subscription/invoice information will be stored in your platform as usual. It will not affect your existing system and framework.